Speex seems to be the most appopriate because it caters to only human voice frequencies, but I can't find a proper decoder that runs alongside my C# code, my goal would be to have the source files in memory, and then decoded into wav files usable in Fmod, without having to create any temporary files to do so.
Right now, I see support for OGG Vorbis in fmod... I'm scratching my head, and I'm not sure if I should really just stick with OGG.... agh, frustrations.